/* Struckel Insights · Coleta de Dados v1.0.1 · isolado em .stk-insight-article */
:root{--stk-navy:#10283d;--stk-midnight:#0a1b2b;--stk-ink:#152d40;--stk-text:#435568;--stk-muted:#758494;--stk-blue:#2279b1;--stk-ice:#eaf3f8;--stk-gold:#d8b780;--stk-border:#dce6ed;--stk-paper:#ffffff;--stk-cloud:#f5f8fa}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:105px}
body.stk-insight-article{margin:0;min-width:320px;font-family:Inter,"Segoe UI",Arial,Helvetica,sans-serif;background:#fff;color:var(--stk-ink);-webkit-font-smoothing:antialiased}
.stk-insight-article a{color:inherit;text-decoration:none}
.stk-insight-article img{display:block;max-width:100%}
.stk-insight-article button{font:inherit}
.stk-insight-article :focus-visible{outline:3px solid #4eb3e1;outline-offset:4px}
.stk-shell{width:min(1216px,calc(100% - 72px));margin:0 auto}
.stk-visually-hidden{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.stk-skip{position:fixed;z-index:1000;left:12px;top:-90px;background:#fff;color:var(--stk-navy);padding:12px 18px;border-radius:5px;box-shadow:0 4px 20px #0002}
.stk-skip:focus{top:12px}
.stk-progress{position:fixed;top:0;left:0;height:3px;background:linear-gradient(90deg,#2aa0dd,var(--stk-gold));width:0;z-index:1001;pointer-events:none}
.stk-header{height:90px;background:#fff;border-bottom:1px solid #eaf0f4;z-index:90;position:relative}
.stk-header-inner{height:100%;display:flex;align-items:center;justify-content:space-between;gap:38px}
.stk-logo{display:flex;align-items:center;width:156px;min-width:156px}
.stk-logo img{height:auto;max-height:49px;width:146px;object-fit:contain}
.stk-site-menu{display:flex;align-items:center;gap:37px}
.stk-site-menu>a:not(.stk-menu-contact){font-size:12px;letter-spacing:.035em;text-transform:uppercase;font-weight:750;color:#344c5d;transition:color .15s}
.stk-site-menu>a:hover,.stk-site-menu>a[aria-current]{color:var(--stk-blue)}
.stk-menu-contact{background:var(--stk-navy);color:#fff!important;border:1px solid var(--stk-navy);padding:13px 21px;font-size:12px;font-weight:750;white-space:nowrap;transition:background .2s}
.stk-menu-contact:hover{background:var(--stk-blue);border-color:var(--stk-blue)}
.stk-menu-contact span{font-size:15px;margin-left:10px}
.stk-menu-btn{display:none;width:42px;height:42px;background:transparent;border:1px solid var(--stk-border);border-radius:4px;align-items:center;justify-content:center;flex-direction:column;gap:5px;cursor:pointer}
.stk-menu-btn span{width:21px;height:2px;background:var(--stk-navy)}
.stk-breadcrumb{padding:20px 0;display:flex;align-items:center;gap:11px;color:#81909d;font-size:11px;font-weight:600}
.stk-breadcrumb a:hover{color:var(--stk-blue)}
.stk-hero{position:relative;background:linear-gradient(120deg,#edf5fa 0,#f8fafb 54%,#e9f2f7 100%);overflow:hidden}
.stk-hero:before{position:absolute;content:"";border:1px solid #dceaf0;width:520px;height:520px;right:-220px;bottom:-240px;border-radius:50%}
.stk-hero-grid{display:grid;grid-template-columns:minmax(0,.98fr) minmax(0,1.02fr);min-height:565px;align-items:center;gap:55px;padding:58px 0 64px;position:relative}
.stk-hero-copy{max-width:595px;z-index:1}
.stk-eyebrow{font-size:10px;font-weight:820;letter-spacing:.18em;color:#326f92;text-transform:uppercase;display:flex;align-items:center;gap:11px}
.stk-eyebrow-line{background:var(--stk-gold);height:2px;width:28px;display:inline-block}
.stk-eyebrow-sep{color:#9bb6c8;font-size:12px}
.stk-hero h1{font-size:clamp(45px,4.65vw,69px);letter-spacing:-.054em;font-weight:820;line-height:1.06;color:var(--stk-navy);margin:31px 0 22px;max-width:620px}
.stk-hero h1 em{font-style:normal;color:#2574a3}
.stk-hero-kicker{font-size:20px;font-weight:760;line-height:1.5;letter-spacing:-.025em;color:#25485f;margin:0 0 18px}
.stk-hero-intro{font-size:15px;line-height:1.85;color:#4e687b;max-width:550px;margin:0}
.stk-meta{display:flex;align-items:center;flex-wrap:wrap;gap:11px;font-size:11px;color:#637e91;font-weight:650;margin:30px 0 31px}
.stk-meta-dot{display:inline-block;background:var(--stk-gold);width:3px;height:3px;border-radius:50%}
.stk-hero-actions{display:flex;align-items:center;flex-wrap:wrap;gap:26px}
.stk-primary{display:inline-flex;gap:22px;align-items:center;background:var(--stk-navy);color:white!important;padding:17px 23px;font-size:12px;font-weight:790;letter-spacing:.02em;transition:transform .2s,background .2s}
.stk-primary:hover{background:#256e9b;transform:translateY(-2px)}
.stk-primary span{font-size:18px}
.stk-text-link{font-size:12px;font-weight:790;color:#2d6686!important;border-bottom:1px solid #a8cadb;padding:5px 0}
.stk-text-link span{margin-left:6px}
.stk-hero-visual{position:relative;margin:0;height:480px;box-shadow:22px 20px 0 rgba(167,199,218,.4),0 25px 50px rgba(18,51,73,.08);border-radius:2px;overflow:hidden;background:#153954}
.stk-hero-visual img{height:100%;width:100%;object-fit:cover;object-position:81% center;filter:saturate(.84)}
.stk-hero-visual figcaption{position:absolute;bottom:0;right:0;padding:15px 23px;background:rgba(9,32,51,.91);color:#d3e5f1;font-size:10px;letter-spacing:.15em;font-weight:800}
.stk-article-layout{display:grid;grid-template-columns:245px minmax(0,1fr);column-gap:88px;align-items:start;padding:82px 0 120px;max-width:1135px}
.stk-sidebar{position:sticky;top:28px;align-self:start}
.stk-toc-card{border-left:1px solid #d6e5ed;padding-left:22px}
.stk-toc-title{font-weight:800;font-size:11px;letter-spacing:.17em;text-transform:uppercase;color:#2f6e90;margin:0 0 24px}
.stk-toc-card nav{display:flex;flex-direction:column;gap:6px}
.stk-toc-card nav a{border-left:2px solid transparent;margin-left:-23px;padding:10px 0 10px 22px;color:#748596;font-size:12px;line-height:1.35;font-weight:680;transition:border-color .15s,color .15s}
.stk-toc-card nav a:hover,.stk-toc-card nav a.is-active{border-left-color:#2279b1;color:#1c557a}
.stk-side-quote{margin-top:54px;background:#edf4f8;padding:26px 25px 28px;border-bottom:3px solid #bdd4e1}
.stk-quote-mark{font-family:Georgia,serif;font-size:61px;line-height:.8;color:#86bad6}
.stk-side-quote p{color:#315670;font-size:15px;line-height:1.66;font-weight:720;margin:8px 0 23px}
.stk-quote-source{font-size:9px;color:#7897aa;letter-spacing:.14em;font-weight:800}
.stk-source-sep{color:#c5a16e;padding:0 3px}
.stk-story{max-width:760px;min-width:0}
.stk-story-section{scroll-margin-top:35px;margin:0 0 82px}
.stk-lead-section{padding-top:6px}
.stk-section-number{display:flex;align-items:center;gap:12px;color:#2e79a4;font-size:10px;font-weight:850;letter-spacing:.17em;margin-bottom:24px}
.stk-section-number span{height:1px;width:28px;background:#b4cfde}
.stk-story h2{font-size:clamp(28px,3vw,42px);font-weight:810;letter-spacing:-.045em;line-height:1.17;color:var(--stk-navy);margin:0 0 27px}
.stk-story p{font-size:15.5px;line-height:1.92;color:#435568;margin:0 0 22px}
.stk-story p strong{color:#233f53;font-weight:780}
.stk-story .stk-lead{font-size:18px;line-height:1.78;color:#2b536c;font-weight:560;letter-spacing:-.01em}
.stk-pullquote{position:relative;margin:36px 0 5px;padding:29px 40px;background:#eaf4f8;border-left:4px solid var(--stk-blue)}
.stk-pullquote-accent{position:absolute;right:25px;top:10px;color:var(--stk-gold)}
.stk-pullquote p{font-size:21px;line-height:1.54;letter-spacing:-.028em;font-weight:740;color:#1e5678;margin:0}
.stk-article-figure{margin:35px 0 31px}
.stk-feature-figure{border:1px solid var(--stk-border);box-shadow:0 10px 35px rgba(27,58,81,.045);padding:8px;background:#fff}
.stk-feature-figure img{width:100%;height:auto;background:#f7fafc}
.stk-article-figure figcaption{color:#7790a0;font-size:11px;line-height:1.5;padding:12px 7px 4px}
.stk-callout{background:#102d43;color:#fff;padding:28px 32px;margin:32px 0;border-top:3px solid var(--stk-gold)}
.stk-callout-label{color:#bdd7e6;letter-spacing:.15em;font-size:10px;font-weight:800;text-transform:uppercase;margin-bottom:20px}
.stk-ctq-flow{display:flex;align-items:center;justify-content:space-between;gap:6px;flex-wrap:wrap;margin:0 0 22px}
.stk-ctq-flow span{border:1px solid rgba(255,255,255,.3);color:#e9f5fb;font-weight:760;font-size:11px;padding:12px 13px;white-space:nowrap}
.stk-ctq-flow b{color:var(--stk-gold);font-size:16px}
.stk-callout p{font-size:13px;color:#bfd4e1;margin:0;line-height:1.76}
.stk-data-types{display:flex;flex-direction:column;margin:38px 0 23px;border-top:1px solid var(--stk-border)}
.stk-type{display:grid;grid-template-columns:58px 1fr;gap:14px;border-bottom:1px solid var(--stk-border);padding:26px 0 22px}
.stk-type-number{font-size:13px;font-weight:850;letter-spacing:.09em;color:#2b81b7;padding-top:4px}
.stk-type h3{font-size:21px;font-weight:790;letter-spacing:-.03em;color:var(--stk-ink);margin:0 0 11px}
.stk-type p{font-size:14.5px;line-height:1.79;margin:0}
.stk-note{background:#f4f8fa;padding:19px 23px;border-left:3px solid #8bb7cd;color:#4d6475;font-size:13.5px;line-height:1.8;margin:28px 0}
.stk-note strong{color:#164b6c}
.stk-table-wrap{max-width:100%;overflow-x:auto;border:1px solid var(--stk-border);margin:30px 0 29px}
.stk-plan-table{width:100%;border-collapse:collapse;font-size:12.5px;min-width:630px;text-align:left;line-height:1.65;color:#52677a}
.stk-plan-table caption{caption-side:top;background:#e9f3f8;text-align:left;font-size:12px;font-weight:730;color:#2b6282;padding:14px 18px}
.stk-plan-table th,.stk-plan-table td{padding:15px 13px;vertical-align:top;border-bottom:1px solid #e5ecf1}
.stk-plan-table th:first-child,.stk-plan-table td:first-child{padding-left:18px}
.stk-plan-table thead{background:#102b40;color:#f8fcfe}
.stk-plan-table thead th{font-size:11px;letter-spacing:.02em;font-weight:760;white-space:nowrap}
.stk-plan-table tbody tr:nth-child(even){background:#f5f9fb}
.stk-plan-table tbody th{color:#1e4259;font-weight:780;min-width:132px}
.stk-plan-table tbody tr:last-child td,.stk-plan-table tbody tr:last-child th{border-bottom:0}
.stk-metric-grid{display:grid;grid-template-columns:1fr 1fr;gap:15px;margin:34px 0}
.stk-metric-grid>div{background:#f1f6f9;border-top:3px solid #99c3d9;padding:25px 23px}
.stk-metric-grid strong{display:block;color:#245e80;font-size:16px;font-weight:790;margin-bottom:9px}
.stk-metric-grid p{margin:0;font-size:13px;line-height:1.72}
.stk-check-panel{border:1px solid #d9e8f0;padding:28px 34px;margin:30px 0 33px;background:linear-gradient(130deg,#f8fbfd,#eef6fa)}
.stk-check-panel h3{font-size:18px;color:#1b4d6b;line-height:1.45;margin:0 0 20px;letter-spacing:-.02em}
.stk-check-panel ol{padding-left:22px;margin:0;color:#53697b;font-size:14px;line-height:1.9}
.stk-check-panel li+li{margin-top:8px}
.stk-data-journey{display:flex;align-items:stretch;justify-content:space-between;gap:7px;margin:33px 0 29px;padding:24px;background:#11324b;color:#fff}
.stk-data-journey div{min-width:0;flex:1}
.stk-data-journey span{font-size:10px;color:#e2c291;font-weight:820;letter-spacing:.05em}
.stk-data-journey b{display:block;font-size:14px;margin:8px 0 6px}
.stk-data-journey small{font-size:10.5px;line-height:1.55;color:#bed7e7;display:block}
.stk-data-journey i{font-size:19px;align-self:center;color:#d9bd91;font-style:normal;flex:0 0 auto}
.stk-example-box{border-left:3px solid #2b82b7;background:#f2f7fa;padding:25px 29px;margin:26px 0}
.stk-example-title{font-size:11px;letter-spacing:.13em;color:#276b90;font-weight:850;text-transform:uppercase;margin-bottom:11px}
.stk-example-box p{font-size:14px;margin:0;line-height:1.77}
.stk-summary{background:linear-gradient(135deg,#113149 0,#1c4d69 100%);padding:41px 45px;margin:32px 0 0;border-bottom:4px solid var(--stk-gold)}
.stk-summary-tag{font-size:10px;color:#d9c8aa;letter-spacing:.15em;font-weight:800}
.stk-summary h3{font-size:27px;line-height:1.32;letter-spacing:-.03em;color:#fff;font-weight:780;margin:19px 0}
.stk-summary p{color:#c5d9e6;font-size:14px;margin:0;line-height:1.85}
.stk-article-end{display:flex;gap:16px;flex-wrap:wrap;align-items:center;justify-content:space-between;border-top:1px solid #e1e9ee;margin-top:30px;padding-top:25px;font-size:10px;font-weight:850;letter-spacing:.16em;color:#8c9eab}
.stk-article-end b{color:var(--stk-gold)}
.stk-share{background:transparent;border:none;cursor:pointer;color:#367599;font-size:12px;font-weight:750;letter-spacing:0;padding:9px}
.stk-share span{font-size:15px;margin-left:6px}
.stk-related{background:#f0f5f8;border-top:1px solid #e6eef2;padding:80px 0 100px}
.stk-related-top{display:flex;justify-content:space-between;align-items:end;gap:22px;margin-bottom:33px}
.stk-eyebrow-dark{color:#477b9b;font-size:10px}
.stk-related h2{font-size:clamp(27px,2.8vw,37px);line-height:1.21;letter-spacing:-.045em;color:#16354a;max-width:600px;font-weight:800;margin:14px 0 0}
.stk-related-top>a{font-size:12px;font-weight:800;color:#316e95;border-bottom:1px solid #b8d1e0;padding-bottom:8px;white-space:nowrap}
.stk-related-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.stk-related-card{border:1px solid #dbe6ed;background:#fff;padding:36px 35px 32px;display:flex;flex-direction:column;transition:transform .2s,box-shadow .2s;min-height:258px}
.stk-related-card:hover{transform:translateY(-4px);box-shadow:0 13px 30px #17395012}
.stk-related-card>span{color:#4b89a9;font-size:9px;letter-spacing:.14em;font-weight:850}
.stk-related-card h3{font-size:23px;line-height:1.33;color:#19384d;letter-spacing:-.035em;margin:20px 0 12px;font-weight:800}
.stk-related-card p{font-size:13px;line-height:1.7;color:#73899a;margin:0 0 24px}
.stk-related-card b{color:#2a7297;font-size:12px;margin-top:auto}
.stk-related-card b span{margin-left:6px}
.stk-cta{background:linear-gradient(100deg,#0e293e,#194860);color:#fff;padding:57px 0}
.stk-cta-inner{display:flex;align-items:center;justify-content:space-between;gap:35px}
.stk-cta-inner>div{max-width:695px}
.stk-cta-inner>div>span{font-size:10px;letter-spacing:.17em;font-weight:820;color:#e5c899}
.stk-cta h2{font-size:clamp(27px,2.7vw,40px);line-height:1.18;letter-spacing:-.04em;margin:13px 0 15px;font-weight:810}
.stk-cta p{font-size:14px;color:#bed5e2;line-height:1.75;margin:0}
.stk-cta-inner>a{background:#e1c393;color:#153246;padding:17px 25px;font-size:12px;font-weight:830;white-space:nowrap}
.stk-cta-inner>a span{margin-left:14px}
.stk-footer{background:#091d2b;color:#b7c9d6;padding:43px 0}
.stk-footer-grid{display:flex;justify-content:space-between;align-items:center;gap:32px}
.stk-footer-brand{font-size:22px;letter-spacing:.16em;font-weight:840;color:white!important}
.stk-footer-brand span{color:#a0d0e5}
.stk-footer p{font-size:11px;line-height:1.8;color:#8da5b5;margin:12px 0 0}
.stk-footer-navs{display:grid;gap:11px;min-width:300px}
.stk-footer nav{display:flex;gap:23px;font-size:11px;font-weight:710;flex-wrap:wrap}
.stk-footer .stk-footer-legal{font-size:10px;font-weight:560;color:#8da5b5;gap:18px}
.stk-footer .stk-footer-legal a{color:#8da5b5}
.stk-footer .stk-footer-legal a:hover,.stk-footer .stk-footer-legal a:focus-visible{color:#fff}
.stk-footer small{color:#7d93a4;font-size:10px;text-align:right;max-width:240px}
@media(max-width:1130px){.stk-site-menu{gap:22px}.stk-hero-grid{gap:30px}.stk-article-layout{column-gap:50px}}
@media(max-width:920px){.stk-shell{width:min(100% - 44px,800px)}.stk-header{height:73px}.stk-menu-btn{display:flex}.stk-site-menu{position:absolute;left:0;right:0;top:73px;display:none;flex-direction:column;gap:0;align-items:stretch;background:#fff;border-top:1px solid #e8eef2;box-shadow:0 14px 20px #17395016;padding:15px 22px 23px}.stk-site-menu.is-open{display:flex}.stk-site-menu>a:not(.stk-menu-contact){padding:14px 2px;border-bottom:1px solid #eaf0f3}.stk-menu-contact{display:block;text-align:center;margin-top:17px}.stk-hero-grid{grid-template-columns:1fr;padding:54px 0 60px;gap:36px}.stk-hero-copy{max-width:720px}.stk-hero h1{font-size:clamp(43px,7vw,63px);max-width:720px}.stk-hero-visual{height:390px}.stk-article-layout{grid-template-columns:1fr;padding:60px 0 80px}.stk-sidebar{display:none}.stk-story{max-width:760px;margin:auto}.stk-footer-grid{flex-wrap:wrap}}
@media(max-width:620px){.stk-shell{width:calc(100% - 38px)}.stk-breadcrumb{padding:16px 0;font-size:10px;gap:8px}.stk-hero-grid{padding:42px 0 46px}.stk-hero h1{font-size:clamp(38px,11vw,54px);margin:21px 0}.stk-hero-kicker{font-size:17px}.stk-hero-intro{font-size:14px}.stk-meta{gap:8px;margin:25px 0}.stk-hero-actions{gap:16px}.stk-hero-visual{height:315px;box-shadow:12px 12px 0 #b1d3e23c}.stk-hero-visual img{object-position:75%}.stk-article-layout{padding:52px 0 71px}.stk-story-section{margin-bottom:66px}.stk-story h2{font-size:32px}.stk-story .stk-lead{font-size:16px}.stk-story p{font-size:14px}.stk-pullquote{padding:22px 23px}.stk-pullquote p{font-size:18px}.stk-ctq-flow{justify-content:flex-start}.stk-ctq-flow span{font-size:11px;padding:10px}.stk-ctq-flow b{font-size:13px}.stk-callout{padding:22px 19px}.stk-feature-figure{margin-left:-8px;margin-right:-8px}.stk-type{grid-template-columns:35px 1fr;gap:8px}.stk-type h3{font-size:18px}.stk-metric-grid{grid-template-columns:1fr}.stk-data-journey{display:grid;grid-template-columns:1fr 1fr;row-gap:25px;padding:23px}.stk-data-journey i{display:none}.stk-summary{padding:29px 25px}.stk-summary h3{font-size:23px}.stk-related{padding:60px 0 70px}.stk-related-top{align-items:start;flex-direction:column}.stk-related h2{font-size:30px}.stk-related-grid{grid-template-columns:1fr}.stk-related-card{min-height:auto;padding:29px}.stk-cta-inner{flex-direction:column;align-items:flex-start}.stk-cta h2{font-size:31px}.stk-footer-grid{flex-direction:column;align-items:flex-start}.stk-footer-navs{min-width:0}.stk-footer small{text-align:left}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.stk-primary,.stk-related-card{transition:none}}
@media print{html{scroll-behavior:auto}.stk-header,.stk-breadcrumb,.stk-sidebar,.stk-related,.stk-cta,.stk-footer,.stk-hero-actions,.stk-share,.stk-progress{display:none!important}.stk-shell{width:100%!important}.stk-hero{background:#fff!important}.stk-hero-grid{display:block;padding:0}.stk-hero h1{font-size:30pt}.stk-hero-visual{height:auto;max-height:245px;box-shadow:none;margin-bottom:20px}.stk-hero-visual img{max-height:245px;object-fit:contain}.stk-hero-visual figcaption{display:none}.stk-article-layout{display:block;padding:22px 0}.stk-story{max-width:none}.stk-story-section{break-inside:auto;margin-bottom:35px}.stk-feature-figure,.stk-callout,.stk-pullquote,.stk-table-wrap,.stk-type,.stk-summary{break-inside:avoid}.stk-story h2{font-size:21pt}.stk-story p{font-size:10pt;line-height:1.55}.stk-callout,.stk-summary,.stk-data-journey{-webkit-print-color-adjust:exact;print-color-adjust:exact}a{color:#000!important}}
/* Cartão de destaque seguro para uso na página de índice (classes exclusivas). */
.stk-latest-announcement{max-width:1200px;margin:32px auto;padding:0 20px;font-family:Inter,"Segoe UI",Arial,sans-serif;clear:both}
.stk-latest-announcement .stk-latest-panel{display:grid;grid-template-columns:minmax(0,1fr) 260px;align-items:center;gap:30px;padding:31px 35px;background:linear-gradient(115deg,#112f45,#1e4c68);color:#fff;border-bottom:3px solid #d8b780;box-shadow:0 10px 25px #0e304719}
.stk-latest-announcement .stk-latest-eyebrow{color:#e6c899;letter-spacing:.16em;font-size:10px;font-weight:800;text-transform:uppercase}
.stk-latest-announcement h2{font-family:inherit;font-size:clamp(22px,2.3vw,31px);font-weight:790;color:#fff;line-height:1.3;margin:12px 0 14px;letter-spacing:-.03em}
.stk-latest-announcement p{color:#d6e5ed;font-size:14px;line-height:1.7;margin:0 0 17px}
.stk-latest-announcement a{display:inline-block;color:#e6c899!important;font-weight:780;font-size:12px;text-decoration:none;border-bottom:1px solid #b39b78;padding-bottom:4px}
.stk-latest-announcement img{width:100%;height:160px;object-fit:cover;object-position:80% center;border:1px solid #6c91a744}
@media(max-width:700px){.stk-latest-announcement{padding:0 14px}.stk-latest-announcement .stk-latest-panel{grid-template-columns:1fr;padding:24px}.stk-latest-announcement img{height:190px}}